See What Our Customers Are Saying

Reviewed by Daniel Virdone for Joshua Grafer - AnnieMac Home Mortgage
Embrace and more specifically Josh Grafer made the whole mortgage process seamless. Any questions were answered and advice was given.
Reviewed by Nicole Virdone for Joshua Grafer - AnnieMac Home Mortgage
Josh and his team were fantastic! Josh was very through. He explained the terms clearly, kept us updated throughout the process and was very responsive to our questions.
Reviewed by Scott Brittman for Joshua Grafer - AnnieMac Home Mortgage
Flawless execution
Reviewed by Jeremy Freund for Joshua Grafer - AnnieMac Home Mortgage
Josh was there with us through every step in the process and genuinely cared about providing the best service he could
Reviewed by Derek Johnson for Joshua Grafer - AnnieMac Home Mortgage
Josh is the best, always goes the extra mile and always answers my call. He is honest and tells it like it is. I wouldn’t go anywhere else
Reviewed by John Blum for Joshua Grafer - AnnieMac Home Mortgage
Josh was great throughout the whole loan application/approval process!
Reviewed by Sherri Blum for Joshua Grafer - AnnieMac Home Mortgage
Josh Grafer is AMAZING!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! The whole team worked like clockwork to help my husband John and me get our dream home. Josh was patient, comforting and kept me on track. Sophia and the underwriters worked hard for us like we were family. We knew from our first conversation from Josh two years ago, that we were going to go with him and Embrace. He's smart and professional and I cannot say enough good things about him. He became like family and answered my calls no matter what time i called or texted him. This was a dream come true for us and i know for a fact that if it wasn't for Josh, this whole process would have been a nightmare. Josh is SUPERMAN and we love him. Thank you to the best MORTGATE MAN IN THE BIZ!!!!!!!!! Sherri & John - Proud of Owners of our DREAM HOME!
Reviewed by Michael Wood for Joshua Grafer - AnnieMac Home Mortgage
Josh was very helpful making the process a breeze!
Reviewed by Zachary Walter for Joshua Grafer - AnnieMac Home Mortgage
Josh was always perfectly attentive to all of our needs. He made sure every question we had was answered in a timely fashion. He was courteous and a wonderful person. Highly recommended.
Reviewed by Joanna Wesnofske for Joshua Grafer - AnnieMac Home Mortgage
Josh was amazing to work with. He answered all questions and any concerns we had quickly. He was able to make this process very easy and simple. Great person to work with, highly recommend him.
Reviewed by Diana Dautzenberg for Joshua Grafer - AnnieMac Home Mortgage
Josh was always available and answered any questions we had. We cannot thank him enough. We wouldn’t have been able to get through this process without his guidance.
Reviewed by Ryan Wesnofske for Joshua Grafer - AnnieMac Home Mortgage
Overall great communication, very supportive of everything.
Reviewed by Ricky Shankar for Joshua Grafer - AnnieMac Home Mortgage
Our experience with Josh and his team was exceptional. He was informative and guided us through the entire process from day one. We would definitely recommend to all. Definitely top notch service in Long Island !
Reviewed by Curtis Morrison for Joshua Grafer - AnnieMac Home Mortgage
Joshua Grafer is responsive, efficient and works hard to ensure his customers are satisfied. I would certainyl recommend him to anyone who is looking to Purchase or Refinance!
Reviewed by Ryan Delvecchio for Joshua Grafer - AnnieMac Home Mortgage
Josh worked very hard on my file to make it work out!